By Alison Huntington
It seems a month barely passes without a new financial services scandal making headlines across the globe. Whether it’s bankers in London quaffing Bollinger after a day of rate rigging, international banks laundering money for cartels and unpleasant regimes, or technical glitches which mean customers can’t access their money, examples of bad behaviour and failed processes just keep crawling out of the woodwork, with no obvious changes made to ensure it doesn’t happen again.